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La particularité de l'application du droit de la concurrence dans le secteur des assurances

Abstract : The insurance industry is protean : it includes several operators whose integration into the economic and legal landscape has intensified in recent years and continues to impose itself. Insurance companies themselves deploy multiple insurance activities. Since the 1950s, some insurers have exploited differents insurance schemes such as, health, old age, unemployment (whether compulsory or complementary). These organizations develop their activities in markets whose economic character is not always the most obvious. If life insurance, for example, does not present any difficulty in entering a competitive market, can we also consider that the supplementary and statutory health insurance schemes operate similarly in an economic market ? This question leads up to wonder about the submission of the insurance sector to competition law and its possible uniqueness of regime. Two points are studied, firstly, the question of confronting the insurance sector with the extensive vision of the European and national authorities. Secondly, an examination of the application of competition law to the insurance sector and the justification for different treatment. This study takes into account the whole of competition law : antitrust practices, economic concentrations and state aids. It is essentially based on European and French competition law.
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Submitted on : Thursday, March 29, 2018 - 4:48:27 PM
Last modification on : Friday, April 24, 2020 - 11:36:07 AM


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  • HAL Id : tel-01753769, version 1



Mervan Barazi. La particularité de l'application du droit de la concurrence dans le secteur des assurances. Droit. Université de La Rochelle, 2017. Français. ⟨NNT : 2017LAROD002⟩. ⟨tel-01753769⟩



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