La sécurisation du marché des services de paiement

Abstract : The transposition into French law of the Payment Services Directive of 13November 2007 led to the creation of a new category of players in the banking sector: the payment institution. The provision of payment services is no longer the sole domain of credit institutions but becomes the main activity of payment institutions. Although this new distribution of banking activities undermines thebanking monopoly, it does not terminate it. For a better legibility of the bankingsystem and a more efficient control of banking institutions, it is proposed amutation of the banking system through on the one hand, a complete separation of banking activities, and on the other hand payment institutions independence from credit institutions. Securing the payments services market also depends on the supervision of payment transactions. Preserving consumer’s trust is essential to awell-functioning payment services market.
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Mame Mariama Diop. La sécurisation du marché des services de paiement. Droit. Université du Droit et de la Santé - Lille II, 2015. Français. ⟨NNT : 2015LIL20007⟩. ⟨tel-01295307⟩

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